Millionaire in disguise . . . Type-A Honolulu financier Zack Hastings is CEO of Hastings Financial. When he’s put on a forced sabbatical by his concerned father, he struggles to reform his workaholic ways. But it isn’t long before he’s wondering how he’ll stand the boredom of so much free time. Out of nowhere, a beautiful woman approaches him on the beach and asks if he’ll pose for photographs. Wedding planner Kailani Ferguson hired models for an advertising brochure, but the “bride and groom” failed to show up. In a mere ten minutes Zack can tell Kailani is as stressed-out and driven as he used to be‒‒and it isn’t much longer before he’s hooked on her. Kailani needs money badly, and she isn’t shy about her desperate need of cash. Before he took off, her ex-husband cleaned out their accounts and left her holding the bag with the IRS. Believing Zack is a penniless beach bum, she figures she can hire him cheap for the job she needs him to do. It wouldn’t be the first time a woman fell for Zack for his money. Can he maintain his beach bum charade long enough to get Kailani hooked on him, too . . .